If you find yourself ill or disabled and unable to work, you’ll want to take a look at Employment and Support Allowance. Depending on your eligibility you may be able to get financial help. If you are still able to work but find it difficult, this can also help you get personalized assistance to keep you working. Whether you are employed, self-employed or unemployed, if you have a disability Employment and Support Allowance (ESA) can help you.
           
Before applying you want to check your eligibility. You should use a benefits calculator for this. In addition, if you’re unable to work, you may be able to get benefits if you fit all of the following requirements. You are under State Pension age, and you are not getting statutory sick pay or statutory maternity pay (without going back to work), and you are not getting job seekers allowance.

You will also need to participate in a health and work conversation. This is to determine the kind of support you need. There are exceptions to this, if you are in a hospital or have a terminal illness you may not need to. There is also sometimes a work capability assessment. If you need to do this, you will receive a letter (after applying) detailing how to go about it. If you have any questions, don’t hesitate to call the ESA helpline number.

If you are still working but have an illness or disability, you may be able to qualify and continue to work. This only applies if you make £131.50 a week or less, and work less than 16 hours a week. There isn’t a limit to how many weeks you may work. As long as you meet both the money and hourly requirement. You may also want to look at whether what you do qualifies as supported work.

What you get out of the ESA depends on a number of factors. Your circumstances, income, the type of ESA you qualify for, and where you are in the process are all taken into account when determining what you are eligible for. Assessment rates, which last until 13 weeks after you claim, depend on your age. If you are under 25 you may receive up to £57.90. Those 25 and over may receive up to £73.10. After those 13 weeks pass, the criteria change somewhat.

If you do qualify for ESA you are placed into one of two groups. They are the work-related activity group and the support group. In the work activity group, you can be given up to £73.10. However, if you qualify for the support group, which usually means you are severely limited in what you can do, you may receive up to £111.65. This money is deposited into your bank or credit union account.